Your stocks,never sold
Borrow USDG against your tokenized TSLA, AMZN, AMD and more — keep the upside, get the cash. Agent-managed risk on Robinhood Chain.
Hold the stock.
Spend the upside.
Vela turns tokenized equities into productive collateral. Borrow stablecoin liquidity at a fair rate without ever clicking sell.
Borrow Without Selling
Deposit tokenized TSLA, AMZN, AMD, PLTR or NFLX into the Vela pool. Get a USDG credit line in seconds. Keep every share of upside while you spend, invest, or compound. No taxable event, no missed rally.
Helmsman Agent
An off-chain agent continuously prices your collateral against realized volatility, earnings risk and option-implied moves. It pre-warns you, suggests partial repayments, and only triggers protective unwinds when math demands it.
USDG Liquidity
Borrow Paxos' Global Dollar — the native stablecoin of Robinhood Chain. Spend it, bridge it, or yield-farm it. Repay any time, any amount. The line stays open as long as your collateral does.
Open Reserve Model
Every borrow generates protocol revenue split between USDG suppliers and a reserve buffer. No emissions, no token games — sustainable from block one. Onchain accounting, verifiable utilization, transparent rates.
Deposit.Borrow.Repay.
Liquidation
should be the last resort.
In TradFi, your prime broker calls you before the margin call. Vela does the same — the Helmsman agent watches every position continuously and gives you the smallest possible fix before forced action.
Per-asset risk parameters
TSLA isn't AMZN. Each collateral type carries its own LTV, liquidation threshold and reserve factor, tuned to 30-day realized volatility.
Pre-warning agent
The Helmsman agent watches every open position. It pings you long before your health bar turns red — and suggests the smallest fix.
Soft liquidations first
Vela tries partial unwinds before full liquidation. The goal is preserving your collateral, not maximizing keeper revenue.
Non-custodial by construction
Your stocks live in an immutable vault you can always exit. No multisig holds them. No team key can pause your withdrawal.
Compose credit
into anything.
Wallets, brokerages, payment apps — any product where users hold equity exposure can offer instant USDG liquidity on top of Vela.
viem + wagmi
Typed Robinhood Chain client. Drop the chain into your app in 5 lines.
REST risk API
Query a position's health, projected liquidation price, and Helmsman alerts.
Webhook events
Subscribe to Deposit, Borrow, Repay, Liquidation events with HMAC signing.
Open contracts
LendingPool, CollateralVault, OracleAdapter — all verified on testnet.
import { createWalletClient, custom } from "viem";
import { vela, LENDING_POOL, TSLA, USDG } from "@vela/sdk";
const wallet = createWalletClient({
chain: vela.chains.robinhoodTestnet,
transport: custom(window.ethereum),
});
// 1. Deposit 10 TSLA as collateral
await vela.deposit({ wallet, asset: TSLA, amount: 10n * 10n ** 18n });
// 2. Borrow 3,000 USDG
await vela.borrow({ wallet, amount: 3_000n * 10n ** 6n });
// 3. Stream health updates from the Helmsman agent
for await (const tick of vela.watchHealth({ user: wallet.account.address })) {
console.log(tick.health, tick.liqPrice, tick.suggestion);
}Your first credit line
opens in one tx.
Connect a wallet, deposit any of the five supported stocks, draw USDG. No KYC, no underwriting forms, no broker on the phone.
Robinhood Chain Testnet · Open source · Non-custodial
