Use cases

Vela exists because selling shares to access liquidity is one of the most expensive decisions a retail or institutional holder can make. You realise tax. You exit the rally. You pay the brokerage spread. Vela replaces that decision with a borrow.

1. Personal liquidity without exit

You hold $20,000 of tokenized TSLA. You need $5,000 in stablecoin for a real-world expense or a different onchain opportunity. Sell, pay capital gains, miss the next earnings beat. With Vela: deposit, borrow 5,000 USDG at the prevailing rate, repay when convenient.

2. Treasury layer for DAOs and funds

A DAO treasury holds AMZN and AMD as part of a balanced book. Operating expenses are USDG. Instead of selling and rebuying, the treasury opens a permanent Vela line and draws it down for payroll, paying it back from incoming fees.

3. Composable building block

Any product on Robinhood Chain — a brokerage front-end, a wallet, an aggregator — can wrap Vela's pool to offer instant USDG liquidity to its users. Vela charges a transparent reserve factor on every borrow; the partner keeps the relationship.